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Figley-Salz & Company Blog: homeowners policy

View the latest blog posts from Figley-Salz & Company.

Jewelry remains our most valued--and valuable--possessions.  It would be devastating if a wedding ring, diamond necklace, or expensive ear rings became lost or stolen.  Equally devastating would be getting a check from your homeowners insurance company for only a fraction of what that $10,000 wedding ring is worth. READ MORE >>

  Most of us adore dogs; we enjoy it when our furry pet rests in our lap while we're watching TV, or reading.  But, here's the honest truth:  Dogs bite--often severe enough to require medical attention.  As a matter of fact, the Centers for Disease Control reports about 4. READ MORE >>

  Jewelry remains our most valued--and valuable--possessions.  It would be devastating if a wedding ring, diamond necklace, or expensive ear rings became lost or stolen.  Equally devastating would be getting a check from your homeowners insurance company for only a fraction of what that $10,000 wedding ring is worth. READ MORE >>

Most of us adore dogs; we enjoy it when our furry pet rests in our lap while we're watching TV, or reading.  But, here's the honest truth:  Dogs bite--often severe enough to require medical attention.  As a matter of fact, the Centers for Disease Control reports about 4. READ MORE >>

The recent flooding throughout the Southern Plains has been devastating. . .and it looks like even more rain is in store for the days ahead.  So many people are under the misconception their homeowners policy will protect them in the event of a flooding event, so here's the unpleasant truth:  FLOODING IS NOT COVERED UNDER THE HOMEOWNERS POLICY! READ MORE >>

It looks like we are going to have a busy storm season!  Know in advance what steps to take should you experience a windstorm/hail loss to your home or business.  And it pays to understand the adjustment/settlement process as well.  Here are a few tips: *Secure your property! READ MORE >>

Take a look at your auto policy.  Or your homeowners policy.  Or your commercial auto policy. . .or your commercial general liability policy.  On the Declarations Page, chances are good you'll see a limit for Medical Payments. READ MORE >>

Here is an irrefutable fact:  Flooding can occur ANYWHERE.  All it takes is too much moisture on already-saturated ground. Here is another irrefutable fact:  Flooding is NOT covered under your homeowners policy!  Damage from floodwaters is specifically excluded on all homeowners policies. READ MORE >>

Jewelry remains our most valued--and valuable--possession.  It would be devastating if a wedding ring, diamond necklace, or expensive ear rings became lost or stolen.  Equally devastating would be getting a check from your homeowners insurance company for only a fraction of what that $10,000 wedding ring is worth. READ MORE >>

  The latest flooding in Colorado brings home this irrefutable fact:  flooding can occur ANYWHERE.  All it takes is too much moisture on already-saturated ground.  Here is another irrefutable fact:  flooding is not covered under your homeowners policy! READ MORE >>

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